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Bhardwaj v. Canada (Citizenship and Immigration), 2025 FC 736 : TRV Refusals Are Reasonable Where Applicants Provide Insufficient Evidence of Available Funds and Their Source

In Bhardwaj v. Canada (Citizenship and Immigration), 2025 FC 736, the Federal Court reviewed the refusal of Temporary Resident Visa (TRV) applications submitted by Jeetender Bhardwaj and Reena Bhardwaj, Indian citizens seeking to visit their adult daughter in Calgary, Alberta. The visa officer was not satisfied that the Applicants would leave Canada at the end of their authorized stay, primarily because their assets and financial situation were insufficient to support the proposed visit and the purpose of travel was inconsistent with a temporary stay. The Court dismissed the judicial review, finding that the officer reasonably assessed the Applicants’ financial evidence.

Key Principles

Under paragraph 179(b) of the Immigration and Refugee Protection Regulations (IRPR), applicants for a TRV must satisfy the officer that they will leave Canada at the end of their authorized stay.

The absence of adequate documentation establishing the availability of funds can, on its own, justify refusal of a TRV application. An officer is also entitled to examine the origin, nature, and stability of an applicant’s funds when determining whether sufficient financial resources have been established.

Applicants bear the responsibility of providing adequate documentary evidence to support their financial circumstances. Merely demonstrating a bank balance or claiming ownership of assets is not necessarily sufficient where the source and availability of those funds remain unexplained.

Background

The Applicants, Jeetender and Reena Bhardwaj, were citizens of India who applied for TRVs in May 2023 to visit their adult daughter in Calgary from August 5 to August 25, 2023. Their applications were refused on May 30, 2023.

The officer was not satisfied that the Applicants would leave Canada at the end of their stay. The refusal was based on concerns that their assets and financial situation were insufficient to support their proposed travel and that the purpose of their visit was not consistent with a temporary stay.

 

Court Findings

Financial Documentation

The Court found the officer’s decision reasonable because the Applicants provided minimal documentation demonstrating that they had sufficient and available funds for their proposed trip. They provided a balance confirmation certificate dated April 5, 2023, but did not provide a detailed transaction history or documentation establishing the source of the funds.

The Court noted that the Applicants had also claimed to possess assets including bank funds, stocks, jewellery, and other immovable assets. However, they failed to adequately address the officer’s concern regarding the source and availability of those funds.

Bank Transaction History

The Court emphasized that the Applicants did not comply with the TRV application instructions applicable to visitors from India, which required a detailed history of at least six months of their bank account. The absence of transaction records prevented the officer from properly assessing the origin and stability of the claimed funds.

Burden on Applicants

The Applicants did not provide personal affidavit evidence and failed to demonstrate that their claimed financial resources were genuinely available to fund the trip. Given the evidentiary deficiencies, the Court found it reasonable for the officer to conclude that the Applicants had not established sufficient funds for their stay.

Outcome

The Federal Court dismissed the application for judicial review, finding that the Applicants had failed to demonstrate that the officer’s decision was unreasonable in light of the evidence before the officer. No question was certified.

 

Case Citation:

Bhardwaj v. Canada (Citizenship and Immigration), 2025 FC 736 (CanLII)

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