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Ojo v. Canada (Citizenship and Immigration), 2024 FC 752 : Study Permit Refusal Set Aside Due to Ignored Financial Evidence

The Federal Court reviewed the refusal of Anjolaoluwa Ojo’s study permit application for a social worker diploma. The officer was not satisfied that the minor applicant would leave Canada after her authorized stay, relying principally on concerns about the financial resources available for her studies and living expenses. The Court granted judicial review because the officer did not meaningfully assess the financial evidence submitted by her mother and aunt.

Key Principle

Where financial capacity is a central reason for refusing a study permit, the officer must meaningfully assess the funds and supporting documents in the record. A conclusory statement that savings are “low” is insufficient where the application shows substantial funds. Similarly, an officer cannot state that no proof of a family relationship was provided without addressing a support letter expressly identifying that relationship and the sponsor’s accompanying employment and financial documents.

Background

The applicant was a minor who sought to study social work at Georgian College. Her mother provided evidence showing approximately $58,000 in savings to support her education. Her aunt in Canada also offered financial assistance. The aunt submitted a letter confirming their relationship, a T4 slip, employment confirmation, and other financial records. The officer characterized the mother’s savings as low and stated that no proof of the applicant’s relationship with her aunt had been provided.

Court Findings

• “Low Savings” Finding Was Unexplained

The officer described the mother’s savings as low without identifying the amount considered, the expected costs, or any deficiency in the evidence. Given that the record showed approximately $58,000 in available savings, the conclusion required a clear explanation connecting the funds to the anticipated tuition and living expenses.

• Minister Could Not Supply Missing Currency Analysis

At the hearing, the Minister argued that the applicant’s currency conversion may have been inaccurate. The Court held that counsel could not provide a new explanation that did not appear in the officer’s reasons, nor could the Court speculate about what the officer may have intended.

• Proof of the Family Relationship Was Submitted

The officer stated that no proof of the relationship between the applicant and her aunt had been provided. However, the aunt’s letter expressly identified the applicant as her niece and explained her willingness to provide support, directly contradicting the officer’s conclusion.

• Aunt’s Financial Evidence Was Not Addressed

The aunt submitted a T4 slip, employment confirmation, and supporting financial documents. None of these materials appeared in the reasons, leaving the Court unable to determine whether the officer considered her ability and commitment to assist the applicant.

• Core Financial Evidence Was Not Meaningfully Considered

The mother’s savings and the aunt’s supporting documents were central to whether the applicant could fund her studies. The officer’s failure to engage with this evidence undermined the financial assessment and prevented the Court from understanding the reasoning process.

• Decision Was Unreasonable as a Whole

The refusal depended substantially on inadequate financial resources, yet the reasons did not respond to the principal evidence addressing that concern. These material omissions caused the decision to lack justification, transparency, and intelligibility.

Outcome

The Federal Court granted judicial review, set aside the study permit refusal, and returned the application to a different officer for redetermination. No question was certified.

 

Case Citation:

Ojo v. Canada (Citizenship and Immigration), 2024 FC 752 (CanLII)

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