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Onoja v Canada (Citizenship and Immigration), 2026 FC 816: Federal Court Sets Aside Study Permit Refusal for Unexplained Financial Assessment

Onoja v Canada (Citizenship and Immigration)

The Federal Court reviewed the refusal of a study permit application filed by a Nigerian applicant and the accompanying applications of her spouse and four minor children. The visa officer refused the study permit on the basis that the family had insufficient financial resources to cover tuition, travel, and living expenses. The Court granted judicial review, finding that the officer failed to explain how the financial evidence submitted was insufficient and provided reasons that lacked transparency and justification.

Key Principle

Where applicants provide detailed financial calculations demonstrating that they meet the required funding thresholds, a visa officer must explain why those calculations are rejected. Conclusory findings that funds are insufficient, without engaging with the evidence, are unreasonable.

Background

Rejoice Ojone Onoja applied for a study permit to pursue studies in Canada, while her husband and four children applied as accompanying family members. The applicants submitted financial calculations showing they believed they possessed more than enough funds to cover tuition, travel, and living expenses. The officer nevertheless concluded that the declared funds were only marginally sufficient and did not include tuition costs, resulting in the refusal of the study permit and the accompanying family members’ applications.

Court Findings

Unexplained Rejection of Financial Evidence

The Court found that the officer’s reasoning failed to explain how the applicants’ financial calculations were incorrect. Although the applicants specifically outlined the required costs and demonstrated that their available funds exceeded those amounts, the officer simply stated that the funds were “marginal” without identifying any error in the calculations or explaining why tuition costs were excluded. This lack of analysis rendered the decision unreasonable.

Accompanying Family Refusals Could Not Stand

The officer also refused the accompanying family members’ applications on the basis that they were inadmissible as accompanying family members of an inadmissible person, despite there being no finding that the principal applicant herself was inadmissible. While the Respondent conceded this error, the Court found it unnecessary to determine whether the applications could be severed because the principal study permit refusal itself was unreasonable.

Outcome

The Federal Court granted the application for judicial review, set aside all refusal decisions, and remitted the applications to a different decision-maker for reconsideration.

Case Citation: Onoja v. Canada (Citizenship and Immigration), 2026 FC 816 (CanLII)

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